What does State Farm homeowners insurance not cover?
Your State Farm homeowner’s insurance policy covers losses caused by fire or lightning, theft, freezing of your plumbing system, and windstorm or hail damage.
The all-risk policy provides coverage for any loss that is not specifically excluded from your homeowner’s policy..
What are the 4 types of insurance?
Most experts agree that life, health, long-term disability, and auto insurance are the four types of insurance you must have.
Is comprehensive the same as full coverage?
Full coverage comprises two additional types of cover: Collision and Comprehensive insurance. Collision insurance is generally for damage from situations when you are driving. … Comprehensive insurance covers damage to the vehicle outside of driving situations, so for example, weather damage, fire or theft.
What does my State Farm insurance cover?
State Farm® comprehensive coverage. Comprehensive coverage pays to repair or replace a covered vehicle that’s stolen or damaged by something other than collision or rolling over. For example, damage caused by fire, wind, hail, flood, theft, vandalism, falling objects, and hitting an animal is covered.
What is covered under bodily injury State Farm?
Auto liability coverage pays for the damage if you’re legally responsible for injuring someone, or for damaging another vehicle (or other property) in an auto crash. … Bodily injury liability: medical expenses, pain and suffering, lost wages, and other special damages.
What does Medical payments cover on auto insurance?
Medical payments coverage is part of an auto insurance policy. It may help pay your or your passengers’ medical expenses if you’re injured in a car accident, regardless of who caused the accident. This coverage is optional and not available in all states.